About life Insurance

Life insurance is considered to be the most important aspect of an individual’s financial plan. Life insurance serves the purpose to look after your more about the critic family in the event of your death. Additionally, life insurance also caters for other purposes, including:

  • Making provisions of funds to pay for final expenses
  • Creating an inheritance for your heirs
  • Making charitable donations in the event of your death

Our life insurance policies come with a range of options which include: term life insurance, permanent life insurance and a combination of the two.

Term Life Insurance

This is the most basic form of life insurance and as implied by the name, only applies for a specific amount of time i.e. the ‘term’. Since it only applies for a specific time period, it is usually the cheapest form of life insurance available. If the event of your death arises over the course of the term then the benefits of life insurance described are distributed to your family. However, the premium used to cover is gone at the end of the period and the benefits cannot be distributed afterwards. The term can be renewed every year with the level of premiums increasing. We offer a range of term-premium options that can cater for your needs. Please contact us today to arrange a quote for yourself.

Permanent Life Insurance

Unlike term life insurance, this option applies and provides protection over the course of your life. We offer various permanent life insurance options that provide guaranteed long-term protection. Additionally, term insurance can be combined with life insurance. Contact us today to discuss the best option for you and your family.